Employment Practices Liability Insurance Description
Employment Practices Liability Insurance or Employers liability insurance protects employers when they have to tackle legal liability claims. Usually these claims arise when an employee sustains injury or illness due to an employer’s negligence. It may be an injury due to an accident that may have occurred because of faulty workplace conditions that could have been better controlled or managed.
Employment Practices Liability Insurance can be purchased separately or purchased as a extension to the Directors and Officers Liability Insurance policy or Professional Indemnity Insurance. It defends the employer from financial loss following an incident involving one or more staff.
Discrimination – any kind of discrimination eg. racial or sexual, in the work place can result in a complainant seeking redress through the Human Rights and Equal Opportunity Commission.
Harassment – worker to worker situations can develop and turn nasty before management knows about it. The disgruntled worker seeks redress through the Human Rights and Equal Opportunity Commission.
The Human Rights and Equal Opportunity Commission publish an annual report. We recommend that you visit their web site and browse through the information available including the various cases listed at www.hreoc.gov.au
Pitfalls of Employment Practices Liability Insurance Policies
When purchasing this Employment Practices Liability Insurance you need an unlimited “retroactive clause”. This affords you the best cover.
For More Information About Employment Practices Liability Insurance Policies …
For more information about Employment Practices Liability Insurance Policies send us an email, call us on 1300 880 409 or use our Contact page to send us an online inquiry. We will contact you within 24 hours to answer your inquiry.